Wednesday, January 19, 2005
Kamu Si Penjimat Atau Pemboros?
"jom kita cuba jawab soklan2 di bawah ni..mana lah tau ada kaitan ngan kita".
Soalan
1. Adakah kamu akan membuat satu senarai sebelum mula berbelanja?
a. Tidak pernah,saya tdk gemar perbelanjaan saya di sekat2.
b. Kadang2
c. Sudah tentu!

2. Kamu akan keluar membeli- belah dengan rakan2 sekerap?
a. 3-4 seminggu.
b. Setiap minggu.
c. Sebulan sekali.

3. Sebahagian besar wang kamu di gunakan untuk?
a. Memanjakan diri di salun atau butik terkenal.
b. Setengah di belanjakan dan selebihnya saya simpan.
c. Menabung.

4. Bagaimana kamu menguruskan pambayaran hutang kad kredit?
a. Peruntukkan sejumlah pembayaran minimum seperti yg tertera di panyata.
b. Jumlahnya tiga kali ganda lebih dari jumlah minimum yg perlu di bayar.
c. Saya lebih gemar menyelesaikan keseluruhan hutang kad kredit yg telah saya gunakan.

5. Kenyataan yg manakah paling hampir dengan kamu?
a. Wang keluar lebih banyak berbanding wang simpanan.
b. S'lalu cuba tuk menabung s'cara rutin tetapi wang tsb selalu di gunakan tuk m'bayar pe'luaran yg tak t'duga.
c. Walaupun sedikit saya pasti akan cuba menabung setiap minggu atau bulanan secara rutin.
Jawapan
JIKA SEBAHAGIAN BESAR JAWAPAN KAMU IALAH A
Aduh!kamu mmg benar2 pemboros!kamu tdk boleh ada wang di genggaman,pasti habis kesemuanya kamu belanjakan.Sebaiknya kamu kawal nafsu berbelanja itu dan asingkan sejumlah wang untuk menabung!
JIKA SEBAHAGIAN BESAR JAWAPAN KAMU IALAH B
Seimbang.walaupun adakalanya agak sukar,kamu akan pastikan sedikit wang akan di asingkan untuk simpanan. kamu bijak berbelanja,sesuai dgn pendapatan yg kamu perolehi.
JIKA SEBAHAGIAN BESAR JAWAPAN KAMU IALAH C
Jimat sejimat jimatnya!kamu terlalu arif soal pengurusan kewangan.walaupun jumlah simpanan kamu tdk banyak di bank,namun kamu ttp kerap menyimpan demi masa depan kamu.syabas!

posted by zUrAedAh w.emlin @ 8:54:00 AM  
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